HUD-certified counseling agency that provides various homebuyer education programs, as well as foreclosure intervention counseling.

Online education program teaches the basics of purchasing your first home and finding information on affordable mortgage loans and available down payment assistance programs. eHomeAmerica includes an individual pre-purchase counseling meeting with a certified homeownership counselor at ACCESS.

"Realizing the American Dream" teaches the basics of purchasing your first home and includes information about affordable mortgage loan programs and available down payment and closing cost assistance. Multiple classes are offered quarterly and take place at Rogue Community College campuses in Grants Pass and Medford.

Provides counseling on the topics of mortgage delinquency, foreclosure prevention, loss mitigation, and default resolution. Offers home-buying education and pre-purchase counseling, as well as financial planning guidance and an Individual Development Account (IDA) program.

Provides budget and debt management and repayment counseling, HUD approved mortgage delinquency and default resolution counseling, home purchase counseling, bankruptcy counseling, post bankruptcy education, and student loan counseling.

Offers mediation and conflict coaching services for disputes involving community members, interpersonal issues, landlords and tenants, property, noise, pets, workplace conflicts, consumers and merchants, businesses and clients, business dissolution, police/citizen dialogue, contract claims, and foreclosure avoidance. Assists county circuit courts by mediating small claims and residential eviction matters.

Offers mediation and conflict coaching services for disputes involving community members, interpersonal issues, landlords and tenants, property, noise, pets, workplace conflicts, consumers and merchants, businesses and clients, business dissolution, police/citizen dialogue, contract claims, and foreclosure avoidance. Assists county circuit courts by mediating small claims and residential eviction matters.

Offers mediation and conflict coaching services for disputes involving community members, interpersonal issues, landlords and tenants, property, noise, pets, workplace conflicts, consumers and merchants, businesses and clients, business dissolution, police/citizen dialogue, contract claims, and foreclosure avoidance. Assists county circuit courts by mediating small claims and residential eviction matters.

Provides information about mortgage resources, down payment assistance programs, and foreclosure prevention/default counseling.

Provides state- and HUD-approved mortgage delinquency and default resolution counseling, one-on-one pre-purchase counseling, and first-time home buyer workshops. Provides Individual Development Accounts (IDA) for first-time home buyers, obtaining rental housing and vehicle.

Provides classes, workshops, and one-on-one counseling in the areas of homeownership and personal finance. NeighborWorks Homeownership Center offers HUD-certified homeownership counseling and foreclosure avoidance counseling. Also provides one-on-one financial counseling and student debt counseling.

Counseling services for those at risk of foreclosure or eviction to find options and solutions to keep their home. Can participate in mediation.

Provides classes, workshops, and one-on-one counseling in the areas of homeownership and personal finance. NeighborWorks Homeownership Center offers HUD-certified homeownership counseling and foreclosure avoidance counseling. Also provides one-on-one financial counseling and student debt counseling.

Counseling services for those at risk of foreclosure or eviction to find options and solutions to keep their home. Can participate in mediation.

Provides classes, workshops, and one-on-one counseling in the areas of homeownership and personal finance. NeighborWorks Homeownership Center offers HUD-certified homeownership counseling and foreclosure avoidance counseling. Also provides one-on-one financial counseling and student debt counseling.

Counseling services for those at risk of foreclosure or eviction to find options and solutions to keep their home. Can participate in mediation.

Provides classes, workshops, and one-on-one counseling in the areas of homeownership and personal finance. NeighborWorks Homeownership Center offers HUD-certified homeownership counseling and foreclosure avoidance counseling. Also provides one-on-one financial counseling and student debt counseling.

Counseling services for those at risk of foreclosure or eviction to find options and solutions to keep their home. Can participate in mediation.

Consumer advocates provide information on a variety of consumer financial services issues, including:
-Managing finances: Tips for managing finances, getting out of debt, and learning about state-chartered banks and credit unions
-Protecting finances: Tips for avoiding investment fraud, protecting one's identity, and getting help with collections or repossessions
-Loans and debt help: Information about personal loans, building credit, and resources for preventing or managing a foreclosure
-Securities and investments: Information about investing and help choosing a financial professional
-Student loan servicing: Student loan ombudsman receives, reviews, and attempts to resolve complaints from student loan borrowers, provides borrowers information about rights and responsibilities, and directs them to resources

Offers bilingual homeownership counseling for first-time homebuyers, as well as those facing foreclosure. Also offers a HUD-certified homebuying course, and access to down payment assistance options.

Offers homeownership counseling for first-time homebuyers and homeowners facing foreclosure. Includes information about first-time homebuyer loan programs and how to develop a sustainable plan after a home purchase. Provides financial counseling to create budgets, make plans to reduce debt, improve credit scores, and build stability; includes information about Individual Development Accounts. Hosts "Ready to Rent" workshop for those interested in renting a place to live.

Provides education and information and referral on housing issues, as well as some financial assistance for homebuyers and homeowners, including:
-Homebuyer education classes and workshops
-Financial education and workshops
-Pre- and post-purchase counseling for homebuyers
-Foreclosure counseling
-Down payment assistance
-Information for renters
-Information about maintaining and repairing a home, as well as home repair loans

Classes are held monthly at Columbia Gorge Community College in Hood River and The Dalles. Also informs the public about trends in the marketplace using current statistics in the Mid-Columbia region.

Provides multiple housing counseling services, including home pre-purchase counseling, HUD-approved mortgage default counseling, and reverse mortgage counseling.

-Home pre-purchase counseling: HUD-certified housing counselors review the household budget and credit report to determine how much a client can afford for a house payment, help clients weigh financing and down payment options, and help clients understand the home buying process.

-Mortgage default counseling: Housing counselors work with struggling homeowners and their mortgage lenders to determine possible options for avoiding default and foreclosure.

-Reverse mortgage counseling: Home Equity Conversion Mortgage (HECM) counselors work with older adults interested in tapping their equity, informing them of the impacts of the loan, the cost, and potential alternatives.

The ClearPoint office in Portland partners with community organizations and businesses, including Rent Well, Home Forward, Community Action, Oregon Opportunity Network, and Oregon Jump$tart. ClearPoint credit counselors in Portland also provide educational outreach and give community presentations.

National Foundation for Credit Counseling (NFCC) member agencies provide financial reviews and education in person, over the phone, or online. Services include:
-Credit/Debt Counseling
-Bankruptcy Counseling
-Housing Counseling (Pre-Purchase, Foreclosure Prevention, and Reverse Mortgage)
-Student Loan Debt Counseling
-Debt Management Plans
-Credit Report Reviews
-Foreclosure information
-Tips for first-time Veterans and military homebuyers

Offers educational workshops and one-on-one meetings with a HUD-certified housing coach to help clients determine which course of action they would like to take. Coaches can facilitate applying for a loan modification and negotiating with the lender. Clients must attend a foreclosure prevention workshop prior to receiving coaching.

Offers educational workshops and one-on-one meetings with a HUD-certified housing coach to help clients determine which course of action they would like to take. Coaches can facilitate applying for a loan modification and negotiating with the lender. Clients must attend a foreclosure prevention workshop prior to receiving coaching.

A telephone intake and referral system which connects callers to legal information including advice, brief legal service, and referrals to agencies where legal representation is available.

Staff attorneys will often help a caller by preparing court papers, negotiating and advocating on their behalf. Advises and assists with family law (divorce, separation, custody, child support), housing issues, foreclosure, evictions, access to government benefits, access to medical care and benefits, education rights, employment issues (primarily for agricultural workers), and consumer related issues (bankruptcy, debt collections, fraud).

A Housing and Urban Development (HUD) certified counseling agency that provides a mortgage foreclosure prevention program (prevention counseling, advocacy with lenders, money management, and loss mitigation), pre-purchase home ownership counseling and workshops (preparing for home ownership, obtaining a mortgage, shopping for a home, closing on a home, insuring investment, and life as a homeowner). Also provides reverse equity counseling to older adult homeowners.

Provides a structured process for communicating with the lender, submitting financial documentation to the lender, working with a financial counselor, and meeting with the lender face-to-face with a mediator at a neutral location.

Offers a program designed to help first-time homebuyers access and maintain stable homeownership. Services include individualized pre-purchase counseling, group homebuyer education, financial fitness certification, and post-purchase support. Also includes information on financial wellness and Individual Development Accounts(IDAs). Prospective clients must agree to attend orientation sessions.

Provides information and referral to down payment assistance programs, credit and debt counseling, predatory lending counseling, special loan programs, Washington State Housing Finance Commission-sponsored first time home buyers' seminars, as well as other home buyer education opportunities. Also provides education and referral to homeowners in danger of foreclosure (including tax lien foreclosure), foreclosure timelines, and process of homeowner's rights. Referrals can be made to Legal Aid, HUD-approved housing counseling agencies, and other related services.